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Welcome to the Placer Title Company blog page. Please check back frequently to view the latest news or subscribe to our blogfeed.

The Basics of AB 139: Revocable Transfer on Death Deeds

Tue, 06/28/2016 - 8:50am

Effective January 1, 2016, AB 139 provides for a non-probate transfer of real property by use of a revocable Transfer on Death Deed (“RTOD” for short). Because of its recent adoption in the state, it is not possible to say how the RTOD will be regarded by title insurers. Below is some general information about an RTOD.

The grantor in an RTOD is known as a Transferor. The grantee is known as a Beneficiary. An RTOD takes effect only upon the death of the Transferor. During the life of the Transferor, an RTOD has no effect, and the Beneficiary holds no interest.

Solar Energy Systems and Title

Wed, 04/29/2015 - 1:56pm

There's plenty of free sunshine and by all reports, the solar energy business is booming. More and more people are installing equipment for the generation of solar energy on their homes and other buildings. Although some owners purchase the equipment outright, many others enter into leases or other arrangements.

Are Your Passwords Strong?

Mon, 04/06/2015 - 2:33pm

SplashData, a provider of password management applications, recently released its annual list of worst passwords. The rankings are based mainly on passwords used in the United States and Western Europe.

The top ten “Worst Passwords of 2014” are: 
1. 123456
2. password
3. 12345
4. 12345678
5. qwerty
6. 1234567890
7. 1234
8. baseball
9. dragon
10. football

SplashData’s findings reveal that people continually put their secure information at risk by using weak and easily guessed passwords. 

Buyer & Seller RPA Escrow Deadlines

signing papers
Mon, 01/26/2015 - 8:48am

The California Association of Realtors Residential Purchase Agreement (RPA) requires sellers and buyers to meet several specific deadlines during the closing process.  

It is imperative that real estate agents provide seller and buyer contact information to Escrow at the opening of escrow so that required forms typically handled through escrow can be sent out at opening. Getting them out timely will assist the parties in meeting the deadlines set out in the RPA. 

Fraud Alert

Mon, 06/30/2014 - 11:28am

We would like to alert you and your clients to a new internet fraud scheme which is causing a number of unsuspecting buyers to lose their down payments. We know this is a long bulletin but please read this completely and pass on the information to your clients so that neither you nor your clients become the victim of one of these fraudsters.

Click Here to View Fraud Alert

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