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Risk Assumption vs. Risk Elimination

Thu, 05/23/2013 - 1:04pm

You know how car, home and life insurance work—when you take out a policy, the insurance company is assuming certain risks. With car insurance, you pay a monthly premium based on a review of your driving record, what type of car you drive and where you live to determine the likelihood that your car would be wrecked or stolen. That premium is determined when the insurance company weighs the likelihood of a certain event happening and then evaluates the risk associated with that event.

Understanding Closing Costs

Understanding Closing Costs
Mon, 05/06/2013 - 11:15am

Purchasing a home and closing escrow can be a fun and exciting time, especially when you understand the escrow process and how it works.

Here you will find a list of costs commonly associated with closing on a home. Fees may vary depending on where you live, so be sure to talk to your lender, real estate agent, and your Escrow Officer for more specific information.