Why Title Insurance?

To protect possibly the most important investment you'll ever make - the investment in your home. A lender goes to great lengths to minimize the risk in lending a borrower money needed to buy a home. First, the buyer's credit is checked as an indication of the ability of the borrower to pay back a loan. Then, the lender goes a step further. He or she makes sure that the quality of the title to the property a borrower is about to buy, and which the borrower will pledge as security for the loan, is satisfactory. The lender does this by obtaining a lender's policy of title insurance.

This policy only protects the lender's interest; it does not protect you! That's why you need an owner's policy, which can be issued at the same time as the lender's policy by Placer Title Company.

FAQs of Title Insurance for Homebuyers
Guide to Title Insurance
7 Reasons Why Every Homebuyer Needs Owner's Title Insurance